In the past, home buying required finding the home, then applying for a loan and hoping that you would be approved for that house. No more. With the pre-approval, when you find that perfect home…you're ready to go. If you use one of our preferred lenders, you don't need a dated contract or even a property address! That leaves you free to look for a home at your convenience, with the assurance of knowing that you are pre-approved.
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Once you have the pre-approval, let us help you select a real estate agent. Once you have the pre-approval, your real estate agent only searches for homes that meet your specific buying criteria. Once you select a home, you will also be in a better position to negotiate with the seller. A pre-approval should remove any concerns the seller has about your financial capabilities. |
When you use ABN for your pre-approval and agent referral, you get a closing cost contribution of up to 1% of your mortgage. You can't beat that savings! |